As are you. Little consequence. We are all but a vapor that fades away in the line called time.
The gated community you speak of is Hell if you reject the only hope for your salvation. You'll figure that to be true when you draw that last breath some day. Sadly, it will be to late.
You'll cry and scream like Paine, Jefferson, Franklin, who rejected Jesus Christ.
Look Chicom, salvation is by faith in Jesus Christ alone. There is an afterlife, and Jesus Christ paid for your sin, which you don't even have the guts to admit. You are a lost sinner without Jesus Christ.
Everyone was once. Some chose to accept the free gift of salvation.
You are a smart guy with an open mind to everything EXCEPT the Bible, willing to defend another religion other than your own without any knowledge of what they believe doctrinally, purely on the conscience you have set out to be right in your own mind. If you think God will balance the good you do here vs the bad, and let you into heaven, you are going to be eternally disappointed. God is HOLY. His standard of measurement vs ours are two different rulers.
Franklin believed in reincarnation. Paine was agnostic about the immortality of the soul. Deists don't even know why they believe, or what they believe, as they have no absolute truth to stand on, other than their own minds.
I pray with all sincerity you would open a Bible and read it for yourself. I endorse no religion other than trusting in Jesus Christ alone for salvation, but unashamedly will rebuke false doctrine that will give a lost man a false hope in a system based on cookies, wine, and works for salvation.
No religion saves, the Lord Jesus Christ does, no matter how vile or wretched the sinner is.