Anyone using a household budget planners aside from quicken or quickbooks??? I've tried using them and have concluded I'm an accounting retard as I cannot get them to work the way everyone says they should, and cannot afford a bookkeeper! Quickbooks and quicken I used when I had the retail business and I have to admit no longer having to use those programs has been one of the greatest joys in my life!
I see there are several online options, Dave Ramsey has some options as does mint.com
Thoughts, suggestions, and pitfalls I should avoid? I have a loose in my head budget but would love to get it down on paper, I do have excel on my machine but haven't really used it for the household.
Btw THIS thread is NOT about slamming those who don't have a budget written in stone!!!