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Thread: More Americans spending majority of income on rent

  1. #31
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    [quote=Miradus;2126646]Geesh. If you took this whole forum, dried it out in the desert sun for a month and then squeezed what was left over into a bowl, you'd get that one paragraph.

    It's distilled wisdom.

    We argue about what constitutes economic security, we scare each other with stories of how the government/illegal aliens/liberals/sasquatch are coming to take it away with us, and we discuss the practical methods of obtaining economic security.

    But I've never seen the spoken word that we, as human beings, simply demand that economic security and it will be provided for us or we will take it.

    I think someone else said it before when they spoke about life, liberty, and the pursuit of happiness. But that comes down to economic security too.[/quote]

    When .gov equates slavery with economic security, the liberty-minded take issue.

  2. #32
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    Quote Originally Posted by My Adonai View Post
    When .gov equates slavery with economic security, the liberty-minded take issue.
    As you should. The government promises one man that he will have economic security and then he takes some of your own labor to give to the other man. But the government's real intent is to create economic security for itself in the handing out of other people's labor.

    Hence for every dollar handed out in food stamps, there are six dollars being spent on the administration of those food stamps.

    But the fact remains that all humans demand economic security, which I define as the freedom to labor to acquire things that are needful or desirable.

    If government stands in their way, they will tear down that government, and rightly so.

  3. #33
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    Quote Originally Posted by Miradus View Post

    But the fact remains that all humans demand economic security, which I define as the freedom to labor to acquire things that are needful or desirable.

    If government stands in their way, they will tear down that government, and rightly so.
    I was all ready to get into both of Y'alls tails until the last sentence. If Atreus means the same thing, then I shall stand down.

    That sentence should be the dehydrated residue of the century......

  4. #34
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    Well, Pat, it's why we're fighting a three-sided war right now.

    We (I use we loosely because I don't know who is on my side in this) demand the freedom to keep our labor and the freedom to decide how, why, and how much of that labor will be utilized. We determine the freedom to live, labor, and save the fruits of that labor to be our economic security.

    VERSUS

    The welfare classes, who (many, if not all) demand that the government take that labor from us and use it to provide the welfare class food and entertainment, which they deem to be economic security.

    VERSUS

    The government, who uses the demands of the welfare classes to justify the theft from the laboring classes and then uses the proceeds of the theft to provide THEMSELVES economic security.

    At the end of the day, All Obama really wants is to eat whatever he wants, go wherever he wants, and do whatever he wants. But he wants to do it with YOUR money. All of his ideology is simply based on trying to justify his theft of your money.

    There are two types of liberals out there that you must contend with in your discussions:

    1. Those who do not realize that their belief system is propped up by violence and theft

    2. Those who do realize it, but don't care

  5. #35
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    "We today live in a cult of technology and innovation we equate with progress and civilization."

    I've dug ditches with pick and shovel. That's why I bought a backhoe.

    In 1962, as part of the "get acquainted with GM" thing in my new job at the Chevy test lab, we got a tour of the GM truck & coach assembly plant at Pontiac. Gazillions of little short, stocky women in coveralls and rubber aprons--with masks--riveting buses. LOUD! DUSTY! Automation is much better. Believe me.

    UAW guys, back in those days, didn't really strike for better wages and all that. It was a "I am bored spitless!" thing. College kids who'd hire in for a summer job in an assembly line typically lasted three weeks. Putting the left rear wheel on a car as your day-long job is not what you'd call an exciting challenge.

    Damfino. I'll be 79 in July. Been lotsa places, seen lotsa changes. Heard lots of gripes about the world we live in, many of which I agree with. Trouble is, if you don't really understand the real-world cause of the problem, most of the griping is just mouth music.

    I just figure I don't have any politically viable solutions...
    You're from BATFE? Come right in! I use all your fine products!

  6. #36
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    The truth is simple. We face a growing problem where hard decisions and sacrifices are going to be necessary to solve it. The problem is our politicians are incapable of making hard decisions or leading.

    If you are reading this. You are the resistance.

  7. #37
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    Quote Originally Posted by Miradus View Post
    Well, Pat, it's why we're fighting a three-sided war right now.

    We (I use we loosely because I don't know who is on my side in this) demand the freedom to keep our labor and the freedom to decide how, why, and how much of that labor will be utilized. We determine the freedom to live, labor, and save the fruits of that labor to be our economic security.

    VERSUS

    The welfare classes, who (many, if not all) demand that the government take that labor from us and use it to provide the welfare class food and entertainment, which they deem to be economic security.

    VERSUS

    The government, who uses the demands of the welfare classes to justify the theft from the laboring classes and then uses the proceeds of the theft to provide THEMSELVES economic security.

    At the end of the day, All Obama really wants is to eat whatever he wants, go wherever he wants, and do whatever he wants. But he wants to do it with YOUR money. All of his ideology is simply based on trying to justify his theft of your money.

    There are two types of liberals out there that you must contend with in your discussions:

    1. Those who do not realize that their belief system is propped up by violence and theft

    2. Those who do realize it, but don't care
    Well stated.

    And for now, so long as that burden placed upon my labor is not such that I cannot move ahead, then I have made the conscious decision to not rock the boat ( at least not just yet ). When it becomes too much of a burden, then I shall lay down and live off the fruits of my preparations, along with whatever my labor will provide.

    When they come for that, then it is time to see what is on the other side, several of them will be following me.

  8. #38
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    Quote Originally Posted by maddymae View Post
    Post Katrina property insurance in south Louisiana increased monthly rents when lessors passed on the cost. With the upcoming flood insurance increases from the Biggert-Waters Flood Ins Reform Act of 2012 expect rents to be increased over the next five years to cover the costs. Beginning 10/01/12 the National Flood Ins Program (NFIP) will phase out subsidizied Pre-Firm rates (built before 12/31/74 or before the initial flood maps were published for their communities) for certain properties located in special flood hazard zones (A, AE, A1-30, AO, AH, V, VE V1-30 & D) OTHER THAN PRIMARY RESIDENCE & ONLY PROPERTIES RATED PRE-FIRM AND LOCATED IN HAZARD ZONE. Does away with "grandfathering" for these zones. Also means you need an Elevation Certificate on renewal if you do not already have one. Effects new policies 7/06/12 unless heir transfer when estate settled. The law states that the increase must continue each year until they reach their actuarial rates. Since rates are subject to increase each year it is difficult to know when the policy will reach their actuarial rates. MM
    The Senate apparently is not happy with Biggert-Waters, and voted to repeal it. http://www.businessinsider.com/the-senate-failed-a-test-on-climate-change-yesterday-2014-1

  9. #39
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    Quote Originally Posted by Aetius Romulous View Post
    What is wrong with the economy in general? It is the fact that while the costs of essentials have steadily increased (food, clothing, shelter), wages and income have not. So you get a squeeze, where the increasing costs of essentials crowds out the "discretionary" spending on non-essentials. As an ever increasing amount of money goes to essentials the demand for non-essentials falls, production of that stuff falls, and unemployment rises. This creates a downward spiral that has been in evidence since the late 1970's, when incomes for the average American stalled.

    The delay in the worst effects (which we are experiencing now) was caused by the excessive use of credit (starting in the late 1970's), and the outsourcing of production and the "Wal Mart" effect of falling prices for consumer goods. Both those stop gap measures hit a wall in 2006/7 however. Now we find ourselves with maxed out credit, gutted production, and a floor under prices.

    The only solution now is the redistribution of accumulated capital from the wealthy, who during this time took all the benefit of growth and made out like bandits on a historic scale. That money has to be returned to consumers through higher incomes, who can then return to discretionary spending, increasing employment, and reversing the spiral. But of course, that smacks of socialism, and we can't have that. So, fettered by ideology alone, the future simply looks bleak.
    very much a yep'
    as far as wealth distribution we're just talking pay raises for workers but this won't happen with the labor glut that should be with us til the babyboomers head out to pasture

  10. #40
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    This is a great thread. How did I miss it last May?
    "Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. ...those who torment us for our own good will torment us without end for they do so with the approval of their own conscience."
    C.S. Lewis



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